What is the Purpose of Having Disability Insurance?

Often referred to as disability income insurance, disability insurance is a type of insurance policy that insures that a person receives long term financial benefits in the event of an accident that leads to an inability to work or function, or if a person becomes afflicted with an illness, leaving them unable to work. Disability insurance benefits can be disbursed either as a short-term disability, long-term disability, and paid sick leave.

What is Disability Insurance, Why Do I Need it and is it Affordable?

By Sherry Gardner
It seems like everyone is talking about life insurance needs but neglect the consideration of disability insurance. Did you know you are more likely to get injured on the job and not be able to work and draw a pay check than you are to be injured on the job and die because [...]

Insurance Planning – Options to Consider

If you’re considering buying personal insurance, you have unlimited options, both as to product choices and the companies offering them. The questions you may have are what do I need, what should I consider, and in what sequence?

Disability Insurance – Four Rules

You can ask any financial advisor what is the most often overlooked type of insurance that people should have, and almost all will tell you it’s disability insurance. Many people ignore disability insurance in comparison to life insurance.

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